HDFC ERGO Health Insurance Benefits
Here are some benefits of buying HDFC ERGO health insurance plans:
1Tax Savings
You can save money on your taxes with HDFC ERGO health insurance. The premium you pay is eligible for tax benefits of up to ₹1 lakh under Section 80D. This makes health insurance not just a safety net but also a smart financial choice.
2Renewal Rewards
When you renew your policy without making a claim, you get extra benefits like an increased sum insured. You also get free health check-ups within 60 days of renewal, helping you stay on top of your health without extra costs.
3Fast Claim Approval
HDFC ERGO processes claims super quickly, approving them in just 38 minutes. This ensures you get the financial support you need for medical treatments without worrying about delays.
4Mental Health Coverage
HDFC ERGO cares about both your physical and mental health. It provides coverage for mental health treatments, ensuring you get the help you need to feel better and live a healthier life.
5Recovery Support
If you’re in the hospital for more than 10 days, HDFC ERGO gives you extra money to help with recovery and daily expenses. This benefit ensures you and your family are financially supported during tough times.
6Lifetime Renewal
There’s no age limit for renewing your policy, meaning you can keep it for life. This guarantees you always have access to medical care whenever you need it, even as you grow older.
7Multiplier Benefit
For every year you don’t make a claim, your sum insured increases by 50% at no extra cost. This gives you more coverage and ensures better financial support if you ever need it in the future.
FAQs
Yes, you can save up to ₹1 lakh in taxes under Section 80D by paying your health insurance premium. It’s a great way to protect your health and save money.
If you don’t make a claim, your sum insured increases by 50% for the next year at no extra cost. This gives you more coverage for future needs.
Claims are processed very quickly—usually within 38 minutes—so you get financial support for medical treatments without delays.
Yes, HDFC ERGO covers both physical and mental health treatments, ensuring complete care for your overall well-being.
Absolutely! There is no age limit for renewing your HDFC ERGO policy. You can keep renewing it for life and stay covered.
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