7 Benefits of Getting Scooter Insurance Online
With more vehicles on the roads, accidents, and other unfortunate events can happen anytime. Accidents may not always be your fault—they could be caused by someone else’s mistake. Besides injuries and vehicle damage, accidents can also cost you a lot of money. This is why buying scooter insurance online is a smart choice.
In this blog, let's explore some benefits of buying scooter insurance online to keep you safe from any unexpected financial loss when you are riding on the road.
Benefits of Buying Scooter Insurance Online
Even if you know a lot about your bike, a professional mechanic is the best person to spot any issues. That’s why it’s important to schedule regular maintenance visits. A good time for a check-up is when the seasons change. A mechanic will look at things like tyre condition, brake and clutch settings, and engine oil levels. Fixing these on time helps your bike run smoothly and improves fuel efficiency over time.
Benefits of Buying Scooter Insurance Online
1. No Claim Bonus (NCB)
In the event that no claim arises during the policy term, then on the date of renewal, one can opt for a discount on the next premium. The discount is between 20% and 50% termed as NCB. Using this online facility for insurance renewal, you will be easily able to claim the same discount and pay the lower premium.
2. Legal Protection
If you’re in an accident involving someone else, you may face legal issues. Third-party insurance, which is required for two-wheelers, helps cover any costs or legal responsibilities from such accidents.
3. Add-On Covers
When you renew your policy, you can choose extra coverage options you may not have picked before, such as:
- Coverage for loss of accessories, like mirrors or special parts.
- Personal accident cover for passengers or people riding with you.
- Zero depreciation cover, so you don’t lose value on parts during claims.
4. Cashless Claims
With a cashless claim, you can take your scooter to any garage in your insurer's network for repairs. The insurance company will pay the garage directly, so you don’t need to pay upfront.
5. Long-Term Insurance
Some insurers offer three-year coverage for two-wheelers, so your premium stays fixed and won’t increase each year. This also means you don’t need to worry about yearly renewals.
6. Protection Against Disasters and Theft
This insurance covers costs from damage due to natural events like floods or earthquakes, as well as theft, strikes, or other non-natural incidents.
7. Easy Online Renewal
Renewing your scooter insurance online is quick and secure. Here’s how:
- Go to your insurer’s website.
- Enter your vehicle registration and policy numbers.
- Click the renewal option.
- Select any add-on covers and submit.
- Make the payment and get your renewal receipt online.
How to Buy the Best Bike Insurance Policy?
Before buying bike insurance, it’s important to know exactly what you need. By doing some research, you can find the best policy that fits your needs. Comparing different bike insurance options can help you make a good choice.
1. Know Your Needs
Think about what you want in a bike insurance policy and match it with your budget. Online options can help you find a policy that meets most of your needs.
2. Pick Add-Ons Carefully
Add-ons give extra benefits to your insurance, making it a complete package. Choosing the right add-ons can improve your coverage.
3. Choose a Trusted Insurance Company
Look at the claim settlement records of different companies to find one that handles claims quickly and efficiently.
4. Compare Plans Online
Compare bike insurance options online to find the one that best matches your needs.
These tips can help you choose a good bike insurance policy. Comparing options is especially useful for finding the best policy for you.
Conclusion
It is clear with these benefits that buying scooter insurance is a necessary process. It will protect you from any financial loss that occurs due to any man-made or natural incidents on the road. You can compare various company policies in one place with Square Insurance. So, without wasting any time, compare, buy, and renew your scooter insurance online with us and get the best benefits.
How can I buy scooter insurance online?
You can buy it easily by visiting an insurance company's website. Enter your scooter details, select the coverage options you want, and make the payment. You’ll get your insurance instantly.
What is a No Claim Bonus (NCB)?
No Claim Bonus is a discount on your premium if you haven’t made any claims during the policy term. This can help you save money on your renewal premium.
What are add-ons, and do I need them?
Add-ons are extra cover options, like zero depreciation or personal accident cover, which give more benefits to your policy. They’re optional, so you can pick the ones that suit your needs best.
Can I renew my scooter insurance online?
Yes, renewing online is quick and easy. Just go to the insurance website, enter your policy and vehicle details, select any add-ons, and make the payment. Your policy will be renewed immediately.